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Asset Finance

How asset finance can work for you

In order to set up or expand operations many businesses will find they need various equipment or vehicles but may not have the ready cash needed to purchase. One potential solution is to use asset finance and here at Village Funding our experts will be able to advise you on how this option could work for your organisation.

Leasing is a tax and cash efficient way of financing assets, it keeps the asset 'off balance sheet' and can be arranged on almost anything, from equipment valued at a few thousand pounds to several millions.

Benefits of asset finance:

  • Minimal up-front payments and spread the cost over time, minimising the outlay from your working capital
  • Finance everything related to the purchase and installation of the asset and free up cash flow to pay for items such as training
  • Finance agreements can be structured to your business needs, with flexibility on the term and repayment schedule
  • Lease payments are usually fixed, making cash management more stable whilst also protecting you from rate rises
  • Preserves your credit options and does not influence your credit limit (not applicable to to finance leases)
  • No financial loss via asset depreciation
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