Whether you're starting your first business, looking to expand or adding to an existing portfolio our commercial mortgage brokers in Barnt Green, South Birmingham can help. Our trusted network of lenders specialising in this area are here to support your business needs even if you have experienced past credit problems.
Lending decisions can be made against the value of the property and your ability to repay the loan from business income or property rental, therefore audited business accounts or a previous trading history are not always necessary
In general terms we can offer mortgages up to 75 per cent of the freehold/long leasehold value of the property or business being purchased.
We have multiple strategic partnerships with lenders who will, in certain circumstances, offer a Commercial Mortgage to 100% funding depending on your individual circumstance and if additional security is available.
We can also assist with a broad range of buy to let mortgage products on both fixed and variable interest rates. We have specialist funders for HMO’s and Serviced Accommodation properties.
The interest rate and terms offered will vary due to factors like the amount you want to borrow as a percentage of the purchase price, the term of the loan and your previous credit history.
We are a credit broker not a lender.
Village Funding Limited is an Appointed Representative of Optimum ELITE which is a trading name of Optimum Commercial Solutions Limited, registered in England and Wales 09518480. Optimum Commercial Solutions Limited is authorised and regulated by the Financial Conduct Authority FRN: 808754.
Village Funding Ltd, is registered at The Coppice, Rowney Green Lane, Birmingham. B48 7QF. Company Register number is 13817312. Our FCA registration number is 969838. You can check via www.register.fca.org. We are registered with the ICO, ZB 300658 and you can check via www.ico.org.uk.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We may receive a commission from the Lender that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Our aim is to provide you with a professional and efficient service. However, there may be occasions where you feel this has not been achieved and should you wish to make a complaint about any aspect of the service we provide to you, you can do this by writing to (office address), or by telephoning us on (office number) where we will try to resolve your concern at the earliest time possible.
